Travel Insurance

Travel With Peace of Mind

Whether it's a weekend getaway or a months-long adventure, travel insurance protects you from unexpected medical expenses, trip disruptions, and lost baggage.

Why You Need It

Provincial Health Plans Don't Cover You Abroad

Your Ontario (OHIP) or provincial health coverage provides very limited protection outside Canada. A single medical emergency while travelling could cost tens — even hundreds — of thousands of dollars without proper travel insurance.

Travel insurance is essential and affordable. For just a few dollars a day, you get comprehensive coverage and 24/7 emergency assistance worldwide.

  • Hospital stays abroad can exceed $10,000/day
  • Air ambulance evacuations cost $50K–$250K+
  • Provincial coverage is minimal outside Canada
  • Credit card coverage has significant gaps
Travel and Aviation Protection
Coverage Options

Plans for Every Traveller

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Emergency Medical

Coverage for unexpected illness or injury while travelling, including hospital stays, doctor visits, prescriptions, and medical evacuation.

  • Up to $5 million in medical coverage
  • 24/7 emergency assistance hotline
  • Air ambulance and repatriation
  • Prescription drug coverage

Trip Cancellation & Interruption

Reimburse non-refundable travel costs if you need to cancel or cut short your trip due to covered reasons like illness, injury, or family emergency.

  • Non-refundable trip cost recovery
  • Trip interruption and delay benefits
  • Missed connection coverage
  • Cancel for any reason (CFAR) upgrades
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Baggage & Personal Effects

Protection against lost, stolen, or damaged luggage and personal belongings during your travels.

  • Lost or stolen baggage
  • Baggage delay benefits
  • Personal effects coverage
  • Travel document replacement
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Annual Multi-Trip Plans

Frequent travellers save with an annual plan covering unlimited trips throughout the year. Ideal for snowbirds and business travellers.

  • Unlimited trips per year
  • Per-trip duration up to 60 days
  • Significant savings vs. single-trip
  • Top-up options for longer trips
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Snowbird & Senior Plans

Specialized coverage for Canadians spending extended periods in warmer climates during winter months, with options for pre-existing conditions.

  • Extended stay coverage (up to 212 days)
  • Pre-existing condition stability clauses
  • Age-friendly underwriting
  • Flexible deductible options
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Visitors to Canada

Coverage for family members or friends visiting you in Canada who don't have provincial health insurance.

  • Emergency medical for visiting relatives
  • Super Visa insurance compliant
  • Flexible coverage periods
  • Refundable for unused coverage

Get a Travel Insurance Quote in Minutes

Tell me about your trip and I'll find the best coverage at the best price.